𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗙𝗶𝗻𝗮𝗻𝗰𝗲: 𝗥𝗲𝘀𝗵𝗮𝗽𝗶𝗻𝗴 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 & 𝗙𝗶𝗻𝗮𝗻𝗰𝗲

𝗖𝗔𝗟𝗟 𝗙𝗢𝗥 𝗣𝗔𝗣𝗘𝗥𝗦

𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗙𝗶𝗻𝗮𝗻𝗰𝗲: 𝗥𝗲𝘀𝗵𝗮𝗽𝗶𝗻𝗴 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 & 𝗙𝗶𝗻𝗮𝗻𝗰𝗲

𝗝𝗼𝘂𝗿𝗻𝗮𝗹:
Cogent Business & Management

𝗣𝘂𝗯𝗹𝗶𝘀𝗵𝗲𝗿:
Taylor & Francis Group

𝗠𝗮𝗻𝘂𝘀𝗰𝗿𝗶𝗽𝘁 𝗗𝗲𝗮𝗱𝗹𝗶𝗻𝗲:
18 December 2026

𝗔𝗯𝗼𝘂𝘁 𝘁𝗵𝗲 𝗔𝗿𝘁𝗶𝗰𝗹𝗲 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻

Digital technologies are fundamentally transforming banking and finance. Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, and fintech innovations are reshaping how money is created, transferred, stored, and regulated. Financial services are increasingly becoming digital, programmable, and interoperable, creating new opportunities and challenges for financial institutions, regulators, businesses, and consumers.

This Article Collection seeks to examine how digital finance is redefining financial intermediation, payment systems, financial inclusion, risk management, regulatory frameworks, and competition. The collection aims to provide fresh insights into the evolving architecture of money and financial services in an environment characterized by continuous technological innovation.

𝗧𝗼𝗽𝗶𝗰𝘀 𝗼𝗳 𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁

Submissions may address, but are not limited to:

• Central Bank Digital Currencies (CBDCs): Retail and wholesale models, privacy, remuneration, operational design, and implementation challenges
• Stablecoins: Reserve quality, transparency, stabilization mechanisms, de-pegging episodes, and run risks
• Cryptoassets in finance: Tokenization, custody, settlement infrastructures, collateral, fraud, theft, and market volatility
• Payments and cross-border transactions: Interoperability, standards, messaging systems, and remittance efficiency
• Regulation and supervision of digital finance ecosystems
• Compliance and digital identity, including AML/CFT, KYC, fraud detection, and on-chain analytics
• Cybersecurity, operational resilience, and secure financial architectures
• Banking and fintech business models, partnerships, competitiveness, and technology adoption
• Digital financial inclusion and access to payments and savings services
• Artificial Intelligence in banking and finance, including credit scoring, fraud detection, customer service, and risk management
• Financial stability risks arising from digital finance, including market crashes, contagion risks, and fintech failures

𝗪𝗵𝘆 𝗧𝗵𝗶𝘀 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻 𝗠𝗮𝘁𝘁𝗲𝗿𝘀

The digitization of money is reshaping the foundations of global banking and financial systems. Decisions made today regarding digital currencies, fintech innovation, regulation, and technological infrastructure will significantly influence future payment systems, monetary policy transmission, financial stability, and economic inclusion.

This Article Collection aims to advance scholarly and practical understanding of the opportunities, risks, and trade-offs associated with digital finance and contribute to the development of resilient, secure, and inclusive financial ecosystems.

𝗚𝘂𝗲𝘀𝘁 𝗔𝗱𝘃𝗶𝘀𝗼𝗿𝘀

• Professor Sergio Luis Náñez Alonso
• Professor Luis Pacheco
• Dr. Peterson K. Ozili

𝗦𝘂𝗯𝗺𝗶𝘀𝘀𝗶𝗼𝗻 𝗚𝘂𝗶𝗱𝗲𝗹𝗶𝗻𝗲𝘀

• Authors should select the Banking and Finance section during submission.
• Authors must select the name of the Article Collection when prompted in the submission system.
• Interdisciplinary research addressing digital currencies, fintech, AI, financial inclusion, regulation, and financial stability is particularly encouraged.

𝗔𝗯𝗼𝘂𝘁 𝘁𝗵𝗲 𝗝𝗼𝘂𝗿𝗻𝗮𝗹

Cogent Business & Management is an international, peer-reviewed Open Access journal publishing innovative research across business, management, economics, finance, and related disciplines. The journal promotes high-quality research with practical and policy relevance, facilitating broad dissemination and global accessibility.

𝗣𝗼𝘀𝘁𝗲𝗱 𝗼𝗻 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝗦𝗲𝘁𝘂 𝗔𝗰𝗮𝗱𝗲𝗺𝗶𝗰𝘀 — 𝗣𝗿𝗲𝗺𝗶𝗲𝗿 𝗣𝗹𝗮𝘁𝗳𝗼𝗿𝗺 𝗳𝗼𝗿 𝗔𝗰𝗮𝗱𝗲𝗺𝗶𝗰 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 & 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵 𝗖𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗶𝗼𝗻

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